Do Social Networks Solve Information Problems for Peer-to-Peer Lending? Evidence from Prosper.Com
نویسندگان
چکیده
منابع مشابه
Do Social Networks Solve Information Problems for Peer-to-Peer Lending? Evidence from Prosper.com∗
This paper studies peer-to-peer (p2p) lending on the Internet. Prosper.com, the first p2p lending website in the US, matches individual lenders and borrowers for unsecured consumer loans. Using transaction data from June 1, 2006 to July 31, 2008, we examine what information problems exist on Prosper and whether social networks help alleviate the information problems. As we expect, data identifi...
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ژورنال
عنوان ژورنال: SSRN Electronic Journal
سال: 2008
ISSN: 1556-5068
DOI: 10.2139/ssrn.1304138